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Postsecondary Education Partners' Gateway



Welcome to the Postsecondary Education Partners' Gateway – a resource for ministry and sector stakeholders, as well as students and their families.

Find information on industry guidelines, updates, reports and legislation. You can also find out about student loan default rates, graduation rates, and graduate employment rates by program and institution.

This site will grow as more information becomes available, and in response to feedback from users. If you have comments or suggestions, please let us know.

Ontario Student Loan Default Rates and Related Factors

Ontario Student Loan default rates have been steadily declining and are now at the lowest levels since rates began being tracked in 1997.

From a high of 23.5 per cent in 1997, Ontario’s student loan default rate fell to 7.6 per cent in 2010.

Below are links to Ontario Student Loan Default Rates. These show the percentage of loan recipients at Ontario Colleges, Universities, Private Career Colleges and Other Institutions who were in default about two years after their studies ended. Rates are provided by institution and by individual program at each institution.

Higher default rates are an indication of greater financial risk but to gain a more complete picture of financial risk it's important to consider graduation and graduate employment rates and other graduate employment outcomes which are also noted below.

• 2010 Default Rates
• 2009 Default Rates
• 2008 Default Rates
• 2007 Default Rates
• 2006 Default Rates
• 2005 Default Rates

Factors Affecting Loan Default

Loan repayment/default is affected by post study employment and earnings, amount of repayable debt, graduation, and usage of repayment assistance. Below are links to graduation rates and graduate employment outcomes for students of Public Colleges and Public Universities in Ontario and information about repayment assistance and limiting repayable debt.

Graduation Rates and Graduate Employment Outcomes – Public Institutions

• College Graduation and Graduate Employment Rates
• College Graduate Employment Profile
• University Graduation and Graduate Employment Rates
• Highlights of the Employment Survey of University Graduates (this is on the Council of Ontario Universities website)

Repayment Assistance and Limiting Repayable OSAP Debt

With the introduction of the Repayment Assistance Plan for the Ontario and Canada portions of OSAP loans, there is greater help for borrowers having difficulty repaying their student loans. The Ontario Student Opportunity Grant from the Province of Ontario limits annual repayable debt of qualified students to $7,300 for a two-term academic year, with additional support converted to non-repayable assistance.